01
Compare the cards
Each listing shows account age, credit limit, price, open spots, and the reporting date.
Tradeline Assist
Seasoned authorized-user tradelines, listed in the open.
Tradeline Assist helps you compare aged lines, reserve a slot, and follow the order until the issuer’s reporting window. The age, limit, and price stay on the receipt.
Most lines are prepared for the next reporting cycle. You see the date on the listing before you pay.
02
Place the order
Create a buyer account, accept the terms, and check out with the payment method that is turned on.
03
Watch the status
After checkout, the order status stays in your account through fulfillment.
Age how long the account has been open Limit the credit limit printed on the listing Spots how many placements are still open Reports the date the issuer is expected to report
An authorized-user tradeline adds you to an account that already exists.
The account holder asks the card issuer to add you as an authorized user. You do not receive a card to spend with, and you are not opening a new account in your name. If the issuer reports that account, its history can show on your credit file. The issuer decides what is reported and when.
Featured listings
View the catalog- Age
- 5 years
- Limit
- $12,000.00
- Price
- $500.00
- Available spots
- 1
- Reports
- Jun 9, 2023
Credit maximizer
See which open listing is closer to the age and utilization you already have.
Enter a score, a utilization percentage, and an average account age. The page ranks the cards that are still open. The fit number compares those printed facts. It does not estimate new points.
Open the maximizer
What you are buying
The card is the offer.
Age, limit, price, open spots, and the reporting date are printed on the listing. If a figure has not been entered, the card says Ask. Ask before you pay.
What happens after you check out
-
01
Order saved
The name, price, age, limit, and reporting date are copied onto the order.
-
02
Payment
You pay with the method that is turned on. If card checkout is off, confirming the order does not charge a card.
-
03
Status
You and the team see the same status, from payment through fulfillment.
-
04
Reporting
Plan around the reporting date on the listing. The issuer sets the actual date.
Before you pay
Your file. Recent late payments or collections can matter more than a new authorized-user account. Tell us if that describes your file before you buy.
The date. Issuers report on their own calendar. If you order just after a report has gone out, you usually wait for the next cycle.
The limit of the purchase. You are buying a placement on an existing account. You are not buying a score, a loan, or a new card in your name.
Your order keeps the listing you bought
Checkout stores the name, price, age, limit, and reporting date from the card you saw. If that listing is edited later, your order does not change.
- Name
- The listing title
- Price
- The fee charged for the placement
- Age
- Years the account has been open
- Reports
- The reporting date on the listing
The card image is not a card you can spend with.
The photo is a stand-in. The number on the listing is masked, such as 4298 XXXX XXXX 7027, and it is not a real account number. You are buying a place on an account that already exists.
Compare open listingsPublished by the team
Client reviews
★★★★★
“The listing matched what posted on my file. I could see the order status without emailing anyone.”
“Clear prices and a real person answered before I paid. The reporting window was the date on the card.”
“I compared three lines and bought the one with the age I needed. Checkout took a few minutes.”
“Support replied the same day with the order number in the subject. The slot count on the site was accurate.”
“I liked that the receipt kept the description I purchased. No surprise change after I paid.”
“Straightforward catalog. I knew the limit and the age before I created an account.”
October 15, 2026 · Articles
After you check outWhere the order lives, who replies, and when to write to support.
Also How to compare two listings, How an authorized-user line is reported · All articles
Questions to settle before you order
All questionsWhat is an authorized-user tradeline?
It is a placement on someone else’s existing card account. When the issuer reports the account, its age, limit, and payment history can appear on the authorized user’s credit file.
Do I receive a card?
No. You are added as an authorized user for reporting. You do not get a card to spend with, and you are not opening a new account in your own name.
How fast does a line post?
Most buyers plan around the issuer’s next reporting cycle. The listing should show that window. Some files update a few days later, and a few take longer than the first expected date.
Will this raise my credit score?
No specific score is promised. A seasoned account can change the age and utilization a model sees. Recent negative items can matter more than a new line.
Buyers and sellers use different forms.
Questions about an order belong on the contact form. Sellers file inventory from a seller account or from Credit Vendors Signup. An owner or administrator decides which notes become listings.
Read the catalog before you create an account.
Listings are visible without signing in. Create a buyer account when you are ready to check out.